MORTGAGE PROTECTION
Your home. Your family. Protected.
If something happens to you, mortgage protection helps your family stay in the home you built together.
HOW IT WORKS
Simple protection in 3 steps
Choose your coverage
Usually close to what you owe on your home, for as long as you need it.
01
Life happens
If you pass away while covered, your policy pays out. Many policies also help if you become seriously ill.
02
Your family keeps the home
The money goes to your family, not the bank, so they can pay off the home or keep making payments.
03
LIVING BENEFITS
Protection you can use while you're living
Many mortgage protection policies include living benefits. If you're diagnosed with a qualifying illness, you may be able to use part of your benefit early to help with your mortgage, bills, or treatment.
Critical illness
Like a heart attack, stroke, or cancer.
Chronic illness
When you can no longer handle everyday activities on your own.
Terminal illness
A serious diagnosis with a limited life expectancy.
WHY NOW
The best time to protect your home is today
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Prices are based on your age and health when you apply, so waiting usually costs more.
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Coverage can't be added after a diagnosis. The best time to qualify is while you're healthy.
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Many homeowners set this up soon after closing, while the home and the mortgage are new.
Ready to protect your home?
Request your free quote or more information, you will be redirected to pick a time that works for you.
Free. No obligation. Takes 1 minute.
Next, you'll pick a time on my calendar.
Common questions
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No. PMI protects your lender. Mortgage protection protects your family.
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Most people are surprised how affordable it is. Your price depends on your age, health, and coverage, and I'll show you options that fit your budget.
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Work coverage is a great start, but it often ends if you leave your job and may not cover your mortgage. Mortgage protection is coverage you own and keep.
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Your policy stays with you. It isn't tied to your house or your loan.
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Not always. Many policies only require a few health questions.